I also was contacted by Ted Pearson with Royal finance. I was told I would have to fly to Africa, since he was on some "business deal" to finalize my loan process. I told him I couldn't do that and he said he had an attorney that could do my paperwork for us. I would have to pay the attornye fees. i said that I wouldn't have those fees until I have the loan. They wanted me to wire the attorney fees to NIGERA. I didn't but this is a scam. Do not do any dealing with Royal Finance and his associates.